[討論] 買車試算之我是否養的起消失
出社會了,想買台車來用
需求:通勤(來回20km)、買安全、精神生活提昇(出遊)、遮風避雨、方便、爽度。
經濟條件:月入55k~60k、27歲
背景:住中部鄉下,吃家裡住家裡,不買房、家裡、公司有停車位。
車款:CT200H
口袋深度:現金600k
計畫:跟家裡借房子去銀行貸款120萬/60期,現金購車,家裡已經有一台cefiro了,
所以想直接進階進口掀背五門,所以鎖定了ct200h。
每月支出:貸款2萬+養車(含保險稅金)8k~10k=3萬。
買車動機:平常無額外開銷,想趁年輕買台好一點的車滿足上面的需求,
本身機械系喜歡車子,喜歡開車駕馭的感覺,興趣!
喜歡洗車,想買台車來玩來養,從二輪進階四輪!
想請版友幫忙分析一下,綜觀以上條件,因為沒買過車
1.這樣會造成很大負擔嗎?
2.這樣的需求與動機買車是否不明智?
3.是否有什麼建議呢?
謝謝
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※ 發信站: 批踢踢實業坊(ptt.cc)
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