[閒聊] 回饋金會選擇穩穩賺還是賭一把
之前各家的回饋比率大概都落在0.3%-0.5%
所以我都是有活動就刷活動的卡
ex.國泰刷888 簽單日期對中授權碼末碼可得50元
但現在基本回饋率有差別
國泰彼得兔只有0.5% 元大鑽金有1.2%
也就是說假設我有一筆1000元的消費
一個只能得5元回饋+1/2可以抽中額外50元 而另一個可以穩穩得12元
這時候大家會怎麼選擇呢? XD
1. 不管怎樣 都刷國泰賭他一把
除非消費金額高 就算抽到50元還是不敵鑽金(ex.金額8000元)
2. 刷元大鑽金 寧可穩穩拿1.2%
3. 看期望值決定
ex. 刷1000元 國泰期望值是30 鑽金只有12 所以選國泰
刷4000元 國泰期望值是45 鑽金是48 刷鑽金
4. 看當下的心情 覺得會中獎就刷國泰 不會中獎就刷鑽金
我自己會比較偏向3.
好奇大家的選擇 XD
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