[請益] 24歲女理財規劃
大家好,想請教有關理財規劃的問題
我畢業兩年,有正常穩定的工作,平常也有記帳習慣,算是抓錢抓很緊
無奈不是台北人,每個月總會多出許多額外花費
目前薪水25K,每個月大致的資金運用方式如下:
租屋相關費用:5700
飲食:5000
交通費:1200
補習費:2000
就學貸款:3000
電話費:600
娛樂花費:600
我已經盡量將生活慾望縮減了,但能存下的錢還是很有限,目前手邊有存下大約13萬
想請問:
1.這樣的狀況是否能做投資理財規劃?
2.我的就學貸款金額大約20萬,每月攤還的費用還要加上銀行利息
如果不做投資,大家是否建議我先延期,之後再一次攤還,不要給銀行賺利息?
--
※ 發信站: 批踢踢實業坊(ptt.cc)
◆ From: 175.182.110.163
推
07/15 23:54, , 1F
07/15 23:54, 1F
推
07/15 23:58, , 2F
07/15 23:58, 2F
推
07/16 00:08, , 3F
07/16 00:08, 3F
推
07/16 00:15, , 4F
07/16 00:15, 4F
推
07/16 00:21, , 5F
07/16 00:21, 5F
→
07/16 00:22, , 6F
07/16 00:22, 6F
推
07/16 00:24, , 7F
07/16 00:24, 7F
推
07/16 08:23, , 8F
07/16 08:23, 8F
→
07/16 08:24, , 9F
07/16 08:24, 9F
推
07/16 10:45, , 10F
07/16 10:45, 10F
推
07/16 14:48, , 11F
07/16 14:48, 11F
推
07/16 15:55, , 12F
07/16 15:55, 12F
推
07/16 18:46, , 13F
07/16 18:46, 13F
推
07/16 20:25, , 14F
07/16 20:25, 14F
→
07/16 20:57, , 15F
07/16 20:57, 15F
推
07/17 02:00, , 16F
07/17 02:00, 16F
→
07/17 02:02, , 17F
07/17 02:02, 17F
推
07/17 10:54, , 18F
07/17 10:54, 18F
推
07/17 11:22, , 19F
07/17 11:22, 19F
→
07/17 21:54, , 20F
07/17 21:54, 20F
→
07/17 22:02, , 21F
07/17 22:02, 21F
→
07/17 22:04, , 22F
07/17 22:04, 22F
→
07/17 22:04, , 23F
07/17 22:04, 23F
→
07/17 22:21, , 24F
07/17 22:21, 24F
→
07/17 22:21, , 25F
07/17 22:21, 25F
→
07/17 22:21, , 26F
07/17 22:21, 26F
→
07/19 12:12, , 27F
07/19 12:12, 27F
→
07/22 00:33, , 28F
07/22 00:33, 28F
→
07/22 00:34, , 29F
07/22 00:34, 29F
噓
07/23 16:44, , 30F
07/23 16:44, 30F
→
08/18 00:21, , 31F
08/18 00:21, 31F
推
08/21 12:17, , 32F
08/21 12:17, 32F
討論串 (同標題文章)